Top Agent reveals the secret to buying a home with Zero to $1000 down

payment with a low fixed interest rate to home buyers

If you have $0 to $1000 in your account you could be in your new home in the next 30 days!

What’s stopping you from buying a home? The costs of down payment and settlement can overwhelm first-time home buyers and is listed as the number one barrier to home ownership.  If you've been thinking of buying a home, this will be music to your ears!

It’s a great time to buy a home.  There are special government backed low-interest mortgages available for many homes that are for sale today.  You can receive down payment assistance to buy a home in the next 30 days.

The money is part of the State of Maryland's government effort to welcome families who want to live in the state. You don't have to jump through any hoops to get the money either. All you have to do is buy a home.  Your mortgage will be backed by the government and interest rates are at their lowest levels in decades. The government will even loan you money to make repairs to the home you purchase.

These programs can be used for the purchase of any home in Maryland which includes new homes, resale homes, condominiums, single family and town homes – that’s everything!

One situation you can take advantage of is to buy a "Bank-Owned" property - a home that has already been foreclosed and the bank now owns it.  The bank is not in the business of holding housing inventory and has one goal and that is to get rid of the property. These homes, also known as REO properties, are priced unbelievably low so that they can be liquidated (sold) in 30 days or less.

There Are MANY Bank-Owned Foreclosures Available Right Now!

At this very moment, there are over 545 Bank-Owned homes in Maryland priced UNDER $200,000 with 3 bedrooms or more.

For example, there's a 3 bedroom home in Bowie with over  2800 square feet of living space. The house sold in 2005 for $397,000 – it is for sale right now for $188,000 and it qualifies for a low-interest mortgage.

There's also a 4 bedroom, 2.5 bath bank-owned property in Accokeek on the market for $85, 500. This home previously sold for $406,000 in 2004.
There are 235 bank-owned homes under $100,000.  These homes are all bank-owned foreclosures and must be sold.

Act Now! Bank-Owned Homes Sell Very Quickly!
Banks do not care about getting the most money for REO houses. They care about getting rid of the inventory.  They will even assist you with your closing costs.  It’s a win-win situation for the bank and the buyer.
If you are paying more than $1,000 a month for rent, there is no doubt that you can own your own home. Many renters just don’t realize how easy it is to own a home of their own.  They just continue making payments on their landlord’s mortgage feeling more frustrated every month.

If you are paying more than $1000 a month for rent, there are several lovely homes in Maryland that you could own with Zero Down Payment and monthly payments as affordable as your rent.

My claims may sound outrageous but I urge you to visit Bankrate.com and enter the numbers in the mortgage calculator and see the results for yourself. Example $200k Home with a 4% interest rate = a payment of $954.83.  You can find out more by calling me at 202-276-9585.

I work with one of the best lenders in the state; they make sure that you get the lowest possible rate and down payment.  The best part is that you could be in your new home in 30 days! Getting pre-qualified is easier than completing a rental application and the process can be done by phone, free of charge!
You can buy your home at a nice discount, have the bank pay you’re closing costs and have the State of Maryland pay your down payment which means you can save your money for decorating and adding your personal touch to your new home!  Every home in the state of Maryland qualifies for these low-interest mortgages and down payment assistance.

You can buy a home with a down payment that is less than you would pay for 1st month’s rent and security deposit for a rental.  Remember, most of these homes will have monthly payments similar or less than what you're already paying in rent so you will transition from tenant to owner seamlessly.

I know what your thinking: “My landlord looks so happy when I help pay his building/home off every month”, “I love paying pet fees, security deposits, and late fees to my landlord” “I love the four white walls that I can not paint, fighting for parking spaces and listening to the neighbors argue every night” - buy you don’t have to because you are only a call away from a quiet treed lined street with more space for the family and hosting holiday parties at your house where you make all the rules.

How many reasons do you really need? The only reason you need to call Wesley Howard is to get into your new home by the end of next month. She’s already helped countless people just like you!  Not only can she make sure you never pay your landlord another dime, she can get you in your new home with $0 - $1000 down!  Give Wesley a call at 202-276-9585 today for all the details.  You will be glad that you did.

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Copyright 2012 Wesley Howard